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Frequently Asked Questions
Quick answers to common questions.
What's the most expensive vehicle you will cover?
We have no specific maximum price limit for vehicles to qualify for enrollment. Coverage isn't solely based on vehicle value. We do have a maximum payout of $100,000 regardless of the vehicle's market value.
What fees are associated with my policy?
In most cases you can enroll in a couple of minutes by answering a few straightforward questions. There are no other fees associated with your premium other than applicable federal, state and local taxes. In some cases, such as vehicles with pre-existing damage, we may require a vehicle inspection at a one-time cost of $50 only if you choose not to enroll after inspection.
What is the renewal process?
We will issue a renewal quote at least 45 days before the expiry date of your policy. If we are unable to renew your policy, we will send a notice of non-renewal at least 45 days before the expiry date, including an explanation of the reason.
Why was my policy cancelled?
Policies may be cancelled in the event of fraud or material misrepresentation by the insured, if you fail to make premium payments on time, or if you fail to comply with the policy conditions.
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